- Features and benefits
- How to apply
What you get
Our dedicated SMME account offers a range of services and solutions that make it easier to take care of your day-to-day business banking needs.
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Make payments and purchases, withdraw cash and transfer funds from your business account
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Make electronic payments and transfers
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Manage regular monthly payments with debit and stop orders
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Keep track of your transactions with monthly statements and Online banking
Get credit to help you grow
Get access to credit facilities on application and approval to help meet your business's cashflow and financial needs.
Our busines lending solutions include:
- Overdraft
- Building loan
- Vehicle finance
Documents you'll need to apply
Sole traders, professionals and small businesses will need the following
- A valid ID or passport
- A certified Traders Licence or Registration certificate and tax clearance
- Resident and work permits (for temporary residents)
- Six months' bank statements
- Proof of trading address (lease, sub-lease, rental agreement, local chief's declaration or utility bill)
- Proof of residential address (lease, sub-lease, rental agreement, local chief's declaration or utility bill)
- A valid ID or passport
- A certified Traders Licence or Registration certificate and tax clearance
- Resident and work permits (for temporary residents)
- Six months' bank statements
- Proof of trading address (lease, sub-lease, rental agreement, local chief's declaration or utility bill)
- Proof of residential address (lease, sub-lease, rental agreement, local chief's declaration or utility bill)
For companies and close corporations we'll need the following
- Certified Memorandum and Articles of Association
- Certificate of Incorporation
- Certified Traders license and tax clearance
- Proof of trading address
- Board Resolution regarding authority to open account with full list of members
- Valid passports or certified IDs of Members/ Directors including passport-size photos
- Proof of residential address of directors or members ((lease, sub-lease, rental agreement, local chief's declaration or utility bill)
- Directors' bank details and 6 months' bank statements (for a new company with no financials)
- Six months' bank statements (for an existing company)
- Latest audited financial statements
- Certified Memorandum and Articles of Association
- Certificate of Incorporation
- Certified Traders license and tax clearance
- Proof of trading address
- Board Resolution regarding authority to open account with full list of members
- Valid passports or certified IDs of Members/ Directors including passport-size photos
- Proof of residential address of directors or members ((lease, sub-lease, rental agreement, local chief's declaration or utility bill)
- Directors' bank details and 6 months' bank statements (for a new company with no financials)
- Six months' bank statements (for an existing company)
- Latest audited financial statements



