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- Features and benefits
- How to apply
Features and benefits
Unlock your financial freedom with confidence, knowing that we will offer you the right amount of credit, based on your affordability and ability to repay.
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No need to open a separate account
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No need to transfer available funds between accounts
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Your overdraft remains available, whether you use it or not
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Competitive interest rates compared to other lending products
How it works
The limit increases the available balance on your account, and there are no restrictions on the type of transactions that you can perform with your overdraft, up to the credit limit.
Use the full limit granted or just a portion; interest is only charged on the amount used.
A fee for the service is charged whether the overdraft facility is utilised or not.
Credit Life provides you with peace of mind in the event of death, disability and retrenchment.
Ready to apply for an overdraft?
Get in touchTo apply for an overdraft
You must have a Nedbank current account
We will conduct a risk and an affordability assessment to see if you qualify
All applications are subject to final credit approval and terms and conditions
Documents you'll need
Apply for your overdraft easily in the following ways
Apply now
Simply leave us a message and we'll get in touch to complete your application.
Visit a branch
For in-person assistance, visit your nearest Nedbank branch and our friendly staff will help you get it done.
Give us a call
If you prefer to speak to us over the phone, you can contact our call centre directly for any enquiry or to begin your application.
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New to Nedbank?
Switch to Nedbank, hassle-free. To open an account online, simply click below and follow the steps provided to complete an application for a Nedbank account.