Vehicle and asset finance

Pay for assets in regular instalments and take ownership as soon as payment is complete.

What you get

• Automatic ownership once final payment is made
• Flexible deal structuring if the asset is used to generate income
• Fully negotiable repayment terms
• The option to add credit life, and insurance for damage or loss of goods
• Repay your VAT upfront or over the loan term
• Claim wear-and-tear allowances and interest against tax 
• Your interest may be linked to a reference rate, such as the prime overdraft rate
• We can structure your repayments to include a balloon payment

This solution offers your business several advantages, from lower upfront costs to fixed monthly expenses and the ability to scale your fleet with ease. 

What you get

• At the end of the agreement, you'll have the choice to sell, return or purchase the vehicle or enter into a new agreement with the bank
• Lease, rentals and operating costs are deductible for income tax purposes
• Your VAT is included in the principal debt, which is repaid over the agreed term of the facility
• Switch to newer vehicle models, or add or remove vehicles from your fleet in less time, with less admin

This solution offers your business several advantages, from lower upfront costs to fixed monthly expenses and the ability to scale your fleet with more ease. 

What you get

• At the end of the agreement, you'll have the choice to sell, return or purchase the vehicle or enter into a new agreement with the bank
• Lease, rentals and operating costs are deductible for income tax purposes
• Your VAT is included in the principal debt, which is repaid over the agreed term of the facility
• Switch to newer vehicle models, or add or remove vehicles from your fleet in less time, with less admin